Disability Benefits Denied for “Lack of Medical Evidence”: What Ontario Claimants Need to Know
Receiving a denial letter that refers to a “lack of medical evidence” can be confusing. You may have submitted reports…

Receiving a denial letter that refers to a “lack of medical evidence” can be confusing. You may have submitted reports…
Yes, in some cases. Working part-time does not automatically end long-term disability (LTD) benefits in Ontario. The result depends on…
Long-term disability insurers sometimes use surveillance when assessing whether a claimant’s reported restrictions are consistent with their observed activities. Surveillance…
Short-term disability benefits are not a universal Ontario government benefit. They are usually provided through an employer-sponsored benefits plan, an…
Being on long-term disability leave does not make an employee immune from termination. It does, however, make the termination legally sensitive. An…
Being told your job is ending while you are on medical leave can feel deeply unfair. It also raises an…
A long-term disability denial can create immediate financial pressure. If you cannot work because of an illness, injury, mental health…
Mental health conditions can be disabling. Depression, anxiety disorders, PTSD, bipolar disorder and other psychiatric or psychological conditions can affect…
If your long-term disability claim has been denied in Ontario, you are not alone. Many employees rely on disability insurance…
When illness or injury prevents you from working, knowing how to access your employer-provided disability benefits can make all the…
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