Areas of Practice

Short and Long-Term Disability Lawyers Toronto

Facing a Denied Disability Claim?

Countless Canadian workers depend on short-term and long-term disability benefits as a crucial component of their employment package. Known as peace-of-mind coverage, these benefits are intended to safeguard a portion of your income if you become unable to work due to illness, injury, or disability. However, a significant number of disability claims are denied, leaving employees without the essential support they require.

Short-Term Disability Claims Denied

• Short-term disability benefits are part of your compensation package, not a special privilege if your employer offered it as part of your remuneration
• Denied claims without valid reasons may constitute a breach of your employment contract.
• A personal injury lawyer may not have the expertise to help in these cases, but we specialize in denied claims.

Long-Term Disability Claims Denied

• Long-term disability claims should be filed early for conditions requiring over 120 days off work.
• Insurance companies often need to work on the application process to avoid paying out claims.
• Despite physician support, continuous denials require legal intervention to uphold your rights.

Disability Benefits Cut Off Prematurely

• Insurance administrators may pressure you to return to work before you are fully ready.
• Benefits can be cut off prematurely due to technicalities, leaving you financially vulnerable.
• Legal assistance is crucial to contest this unfair tactic and protect your financial security.

Employer’s Duty to Accommodate

• Employers must legally accommodate your physician’s recommendations when you return to work.
• Failing to provide accommodations or ignoring gradual return plans could result in constructive dismissal.
• Legal support can help ensure your employer meets their obligations to reintegrate you successfully.

Age Discrimination: Benefits Cut Off at 65

• Despite the absence of a mandatory retirement age, many employers and insurers cut off or reduce benefits at the age of 65.
• This may leave you facing high medical expenses just as your benefits are reduced.
• Recent court cases challenge this practice, and we can guide you through your legal options.

We Know Your Rights

Our experienced disability lawyers specialize in managing the complexities of insurance disputes and employer obligations. We are dedicated to safeguarding your rights and ensuring you get the benefits and compensation you deserve. With our team by your side, you can trust us to handle the details and guide you through every step of your claim.